About Money Talks
Money Talks: A Practical Personal Finance Education Series is your invitation to take control of your financial future—without the overwhelm or judgment.
Presented by Insightful Impact Consulting, this hands-on series breaks down everything you need to know about managing money into bite-sized, actionable lessons. We'll explore budgeting that actually works, saving strategies that stick, investment basics that make sense, and credit-building techniques that pay off.
Whether you're starting from scratch or ready to level up your money skills, Money Talks creates a welcoming space where real people learn real strategies that lead to real results. No financial jargon, no intimidation—just practical tools you can use right away.
Because when it comes to building the life you want, your money should work as hard as you do. Let's make it happen together.
Ready to join the conversation?
Lessons Available
A practical, judgment-free personal finance education series.
Sessions offered once a month in person and via Zoom, for approximately 90 minutes. Flat rate for each attendee of $75 per session. Full course offered at $600, which includes sessions with Q&A and PowerPoint Guides.
Feel free to pick and choose the sessions that align with your goals!
01
Personal Finance 101: How to Think About Money (Without Overwhelm)
- A simple framework for understanding how money decisions actually work
- The four core money buckets: spending, saving, debt, and investing
- Why trade-offs matter more than “perfect” choices
- Cash flow, emergency funds, and building financial stability
- How to make progress without feeling behind
03
Saving, Investing & “What Should I Do With Extra Money?”
- The difference between saving and investing — and why it matters
- How time horizon and risk affect financial decisions
- Common places people save and invest money
- Behavioral mistakes that derail long-term growth
- A clear framework for deciding what to do with extra money
05
Budgeting Without Hating Your Life
- Why traditional budgets fail — and what works instead
- Cash flow over micromanaging every dollar
- Fixed vs. flexible expenses and why flexibility matters
- Broad budgeting buckets that support real life
- Building a sustainable, guilt-free budgeting rhythm
07
Credit Scores, Credit Cards, and What Actually Matters
- How credit scores really work (and what they don’t measure)
- What actually moves your credit score — and what doesn’t
- Common credit myths that cause unnecessary stress
- How to use credit cards intentionally and responsibly
- Building long-term credit confidence without fear or perfection
02
Debt, Credit & Interest: How to Use (and Not Fear) Debt
- Why debt feels emotional — and how to remove shame from the conversation
- How interest really works and why rates matter more than balances
- Understanding credit scores and what actually impacts them
- Credit card myths vs. reality
- Smarter, more sustainable ways to approach debt payoff
04
Money Decisions Around Big Life Changes
- Why financial decisions feel harder during transitions
- A practical framework for planning without perfect information
- Navigating career changes, income shifts, housing, and family decisions
- How to prioritize flexibility and avoid irreversible choices
- Making thoughtful decisions while life is in motion
06
What to Know Before Talking to a Financial Advisor
- What financial advisors do — and what they don’t always do
- Understanding different advisor models and compensation structures
- What “fiduciary” really means (and why it matters)
- Smart questions to ask before committing to an advisor
- How to show up as a confident, informed client
08
(Bonus) Stock Market Basics & Investing 101
- What the stock market represents and how investing builds wealth
- How returns are generated over time (growth, dividends, compounding)
- Understanding risk, volatility, and time horizon
- Common investing approaches and why diversification matters
- How to think about investing without trying to predict the market